The Great Debate: Should Allowance Be Tied to Chores?
It is the most common question we get from parents: "No work, no pay... right?" The answer might surprise you.
The Two Schools of Thought
Some experts swear by "Earned Allowance", while others advocate for "Citizen of the Household" allowance.
Method 1: The "Wage" Approach (Tied to Chores)
This method treats the household like a mini-economy. You wash the dishes, you get $2. You don't wash them, you get nothing.
- Pro: Teaches that money comes from work.
- Con: Kids may refuse to help if they "don't need the money" that week.
Method 2: The "Citizen" Approach (Separate)
In this model, allowance is a teaching tool (like a textbook) given freely so they can practice budgeting. Chores are done because "we are a family and we help each other."
- Pro: Removes the power struggle. Money management is consistently practiced.
- Con: Can feel like a "handout" if not managed strictly.
How to Setup the "Hybrid Model"
Using PocketJr to Automate It
The hardest part of the hybrid model is remembering to pay two different ways. PocketJr handles the math for you.
Step-by-Step Setup:
- 1. Set the Base: In the Parent Dashboard, go to Allowance Settings. Set a monthly auto-transfer of $20. This happens whether they do chores or not.
- 2. Add Paid Tasks: Go to the Manage account button. Create a new chore called "Wash Car" for $10. The money is instantly transferred to their account.
This keeps the concepts separate but the money management in one place. Your child sees clearly which money was a "gift" and which was "earned".